Our firm has established a dedicated insurance practice group that continually seeks to keep up with—and stay ahead of—industry and legal developments. Insurance law is constantly evolving. For instance, the Ohio Supreme Court’s recent treatment of uninsured and underinsured motorist coverage remains challenging for many. Other pressing issues in Ohio include coverage for defective construction, mold claims, intentional misconduct, fraud, concurrent causation, and bad faith “set-ups.”
Many modern business risks—such as internet liability, employment practices, workplace intentional torts, and professional errors and omissions—are often only covered by specialized policy forms and endorsements. We provide our policyholder clients with the insight of experienced insurance coverage counsel to help determine whether their current insurance coverage aligns with their risk exposure.
The complexity of contemporary coverage litigation requires a deep understanding of insurance law and creative and innovative problem-solving. We are uniquely positioned to offer this support to our clients. One of our partners is a long-time adjunct professor of insurance law, while another team member has served as a subrogation supervisor at a large regional insurance company. With our diverse backgrounds and experience, we can represent insurers and policyholders on cutting-edge insurance issues. Additionally, we are equipped to advise on drafting policy language that addresses emerging coverage challenges and the sometimes conflicting positions taken by courts regarding coverage questions.
We often guide our clients on complex coverage matters before litigation arises. Both insurers and policyholders seek our counsel on subjects such as the duty to defend and indemnify, the availability and priority of coverage under other policies, and the evaluation of potential or existing bad faith claims.
In addition to coverage litigation, we also assist with a range of related matters, including:
- Agency relations
- Claims investigation
- Dispute resolution
- Fraud investigation
- Regulatory issues
- Examinations under oath
- Demand letters, reservation of rights letters, and denials of coverage
We can also provide counseling and litigation services to insurers on regulatory matters, including:
- Product development
- Rate and form filings
- Annual statements
- Internal policies and procedures
- Market conduct, financial, and unfair trade practices examinations
- Administrative hearings
- Defense of class actions
- Challenging adverse administrative actions
- Advice regarding compliance with Gramm-Leach-Bliley, HIPAA, Fair Credit Reporting, and state law privacy requirements
- Tracking legislative initiatives
- Serving as expert witnesses